DISCLAIMER
This document was produced by NextWave Swiss Capital Group SA. Its content is intended for informational purposes only and is not to be construed as a solicitation or an offer to buy or sell any financial product. Neither is the information contained herein intended to constitute any form of legal, fiscal, accounting or investment advice. No representation or warranty, whether expressed or implied, is made in relation to the accuracy, completeness or reliability of the information contained herein, except with respect to information concerning NextWave Swiss Capital Group SA. All information in this document is based on NextWave Swiss Capital Group SA’s understanding of the laws of Switzerland and any other jurisdiction referred to herein, as in force at the date of this document. NextWave Swiss Capital Group SA is not liable for the consequences of any change in law or revenue practice arising at any time close to or after the date of the document. 

This document may not be reproduced in whole or in part or circulated to other persons without NextWave Swiss Capital Group SA’s prior written approval.

TERMS OF USE
The website www.nwscapital.ch (“Website”) is provided by NextWave Swiss Capital Group SA (“NWSCG”), a corporation registered in Geneva, Switzerland.

CONSENT
Please read the following terms and conditions of use (“Terms”) carefully before using the Website. By accessing the Website, you agree that you understand and fully accept these Terms. If you do not understand or do not accept any provisions of the Terms, please leave the Website. Viewing this Website does not create an engagement or client relationship with NWSCG.

NWSCG reserves the right to change, modify, add or remove parts of these Terms from time to time at its own discretion. Therefore, please read these Terms whenever you access the Website and check whether you agree with the new Terms. You acknowledge that by accessing the Website after we have posted changes to these Terms, you are agreeing to these Terms as modified. If you do not understand or do not accept any provisions of the present Terms, please leave the Website.

LIMITED ACCESS
This Website must not be accessed by any person who (by reason of that person’s nationality, residence or otherwise) is subject to any jurisdiction prohibiting publication of the contents of the Website or access to the Website (for whatever reasons). Persons to whom such restrictions apply are not allowed access to the Website.

NO OFFER
The information and opinions published on the Website do not constitute an advertisement or a recommendation, solicitation, offer or invitation to submit an offer to (i) purchase or sell any investment instruments, (ii) perform any other transactions, or (iii) conclude any other legal transactions. They are merely for information purposes.

NO ADVICE
The information and opinions published on the Website are not to be construed as investment advice or any other kind of advice on legal, tax, financial or other issues. They are not suitable to be used as a basis for decision-making. 

NO REPRESENTATION OR WARRANTY
NWSCG provides no representation or warranty (neither express nor implicit) that the information and opinions published on the Website are correct, accurate, reliable, complete, true and up-to-date. NWSCG does not represent or warrant that the Website will be uninterrupted, that any defects will be corrected, that the site is free of viruses or other harmful components.
NWSCG is in no way obligated to update outdated information or opinions, remove them from the Website or mark them correspondingly. The information and opinions contained on the Website are subject to change at any time without notice. Likewise, NWSCG assumes no responsibility and gives no warranty that (i) the Website will perform without error or interruption, and (ii) that the Website and all other components used in accessing the Website contain no harmful elements (particularly viruses).

NO LIABILITY
Liability of NWSCG, its employees, directors, officers and shareholders for damage of any kind (including consequential damage) directly or indirectly resulting from access to the Website shall be excluded. NWSCG shall have no liability for any losses or damage arising from the use of or reliance on the information contained on the Website, including, without limitation, any loss or profit or any other direct or indirect damage.

INTELLECTUAL PROPERTY
All elements contained on the Website are protected by intangible property rights and are owned by NWSCG or third parties. The downloading or printing of elements of the Website does not involve the transfer of any rights whatsoever, particularly no rights relating to software, trademarks or elements of the Website. Notices relating to copyrights and brands must neither be changed nor removed. The reproduction of elements of the Website in whole or in part, in whatever form (particularly in electronic or printed form), is only allowed with full acknowledgment of source. The publication of reproduced elements of the Website is only allowed with the prior written consent of NWSCG and with full acknowledgment of source.

LINKS TO OTHER WEBSITES
The Website may contain links to websites which are not reviewed by NWSCG. NWSCG has not investigated such websites and is not responsible for their contents. The use of such links is for your convenience only and you access them at your own risk.

APPLICABLE LAW & PLACE OF JURISDICTION
The use of the Website as well as these Terms is subject to the laws of Switzerland. The exclusive place of jurisdiction is Geneva, Switzerland.